SEO Back Links or Unique Content? The Importance of a Balanced Approach

There are many schools of thought on how to effectively build the level of trust, also known as page rank, that each search engine attributes to your site. The more a search engine trusts that your site contains unique and relevant content, the more it will display pages in your site to people searching for related topics. Meaning that there are millions of dollars to be made, across the internet, for sites that are able to effectively manage their SEO, content and back link campaigns to push their site 'above the fold', or rather, in the top 10 organic search results for their targeted keyword of choice. To answer your question, no, paid AdWords don't count in this case, because the cost of this paid traffic often outstrips the return for one new customer.

One method involves multiple sites and blogs spread across several unique IP addresses. As you read this, keep in mind that to successfully execute this method, legitimately, it will require a team of dedicated back link builders or some outsourced work. Alternatively, you can elect to use one of the premium back link building tools available on the internet, you should be fully aware that this alternative method is equivalent to spamming and is frowned upon. So much, in fact, that should your back link campaigns appear to be coming from bots to search engine crawlers, your site could begin losing credibility, and ultimately page ranking, on the major search engine results pages.

Having said that, the benefit of this multiple IP approach lies in the fact that, as far as the search engines are concerned, each site is unique and independent of each other. You can build links back to each of your sites, in what would resemble a spoke bicycle wheel. Each site benefits from the page rank of another site linking to it, and all of them serve to boost the credibility, visibility and ultimately the profitability of your money/call to action site. The downside is that you must manage each of these sites individually and write or develop new content to update each site with periodically. You must do this in order to maintain the credibility and visibility of your outlying sites, so they do not appear to be dead or static pages to the search engine crawlers.

A steady, but consistent effort should earn you a decent amount of ad or call to action revenue. Just remember that the internet is a enormous entity with countless pages and competitors out there. The barrier to entry into any internet based business is incredibly low and you will be hard pressed to generate a million dollar site in a day, let alone a few months. Those of you entering the SEO race today, must remember that this is not a sprint, it is a marathon and while the big players in the field already have a huge lead on you, there are plenty of businesses out there that are in dire need of advice and help competing on the world wide web.

If you take nothing else from this article, please remember to take a measured approach to your back link campaign. I say this because, as with all things in life, an effective and profitable SEO back link campaign requires zen, or rather, balance. Essentially, you cannot become so focused on building the links that you neglect to develop any new and unique content, at the same time, you cannot just ignore the entire back link building process and generate content. While the latter may work out for you eventually, chances are no one will ever be able to find our amazingly well written articles without that tedious, yet essential, back link building campaign.

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Plan For Retirement: Turn a Home Into an "Investment"

Turning your home into an investment is a great way to jumpstart the wealth-building process. This technique is especially useful for people just beginning their financial journey or those who have fallen behind in their retirement planning. A home becomes an investment when other people rent a portion, or all of it, from you and the income you receive from that rental covers your ongoing direct costs of ownership.

Your goal is to buy and move into your own multi-unit rental property to help you minimize your living expenses by sharing the property's costs of ownership (loan payments, repairs, taxes, insurance, etc.) with your tenants. You will then pay off the loan used to buy the property as fast as possible. Once you own your rental property free-and-clear, you will have an asset that will pay you a significant monthly income for as long as you own it.

In the United States, apartment properties with four units or fewer make the best candidates for this technique because they are easy to finance. The entire process is very similar to buying a single-family home and is fairly straightforward. Whatever type of property you buy, make sure you can continue to comfortably afford making the loan payments if most of your tenants move out for some period of time and you talk to a professional accountant and attorney before you try this technique.

Example: You want to buy a four-plex. You have a small down payment and your take-home pay is $45,000 per year. You make the choice not to spend more than 30% of your income on housing, so you are limited to a maximum monthly loan payment of $1,150 ($45,000 multiplied by 30% = $13,500; $13,500 divided by 12 months = $1,150 per month). The rents from your soon-to-be-acquired four-plex, however, can also count toward your income, allowing you to get more property for your money.

In this example, the payments will be a little higher on the four-plex, because the taxes and insurance cost more. The house, however, doesn't get the financial benefit of collecting rents, which makes a significant difference in how much of your own money you must use to pay back the loan on the property. In other words, if you owned the four-plex, you would use your tenants' rent money to help repay your property loan.

If you owned the four-plex, continued to make the entire monthly loan payment from your personal income, and used an extra money the property generated, after expenses, as an additional monthly payment to your lender, it would dramatically reduce the amount of time it takes to repay the loan. Remember, it would still take 30 years to pay off the house. Once the property is paid off, your home has turned into an investment that pays you a monthly income and allows you to live for free. How different would your financial life be if you didn't have to pay rent or make a house payment? How different would your financial life be if you used this technique multiple times, moving from four-plex to four-plex while using the income from each paid property to pay off the loan on your most recent purchase?

Living in your own rental property isn't for everybody. You will have to put up with your tenants' idiosyncrasies, sacrifice some privacy, and deal with their problems and complaints. You might have to take a property management class or two. You may even have to plunge a few toilets and do many of the repairs yourself to get the numbers to work for you. Is this really so bad? How long would it take you to save the equivalent value of your rental property by simply saving a portion of your income? Giving up a traditional home and living in your own rental property with tenants could yield significant long-term financial benefits. Consider this option carefully before you rule it out for the pretty little house with the white picket fence.

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How to Keep Children Safe While Browsing the Internet

Easy access to internet using computers and smart-phones has revolutionized the internet and thrown up some challenges and highlighted the need of cyber security. Cases of cyber crime - including those of cyber stalkers, pedophiles, phishing and so on - are on the rise. Children are especially vulnerable to cyber crime owing to some obvious reasons.

Kids are curious, innocent and eager to know and discover the world. While doing so, they happen to access malware infected websites and fall victims of pedophiles. Worse still, they are afraid of reporting an incident to their parents owing to fear of punishment.

Parents can help their kids in a big way by being little proactive and taking certain precautions, as listed here:

Get involved: Parents ought to get involved in online activities of their kids. For instance, they can work together with their kids while researching a topic or play games. This serves two purposes; it helps them to supervise activities of their kids and teaching them safe internet browsing at the same time. Place computer in an open area: If the computer used by kids is placed in an open area, parents can monitor online activities of their kids pretty easily. They can intervene as and when the need to do arises. Warn the kids about possible dangers: Parents need to warn their kids about the possible dangers lurking out on the internet. They must let their kids know about which sites they are allowed to visit, programs they are allowed to use and how long they should access internet. Monitor their activities: It is necessary that parents should actually monitor activities of their kids. They can do so by keeping an eye on activities of their kids and use certain helpful software tools to actually do that. They can even seek help from their ISP for this purpose.

Better be safe than sorry, need of actually following this proverb is more acute than ever. Parents ought to take proactive action to protect their kids from bullying, stalking, falling victims to pedophiles and other grave cyber crimes.

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Get Organized For the Holidays: 5 Steps to Simplify and Clarify Holiday Traditions

Almost every family around the world participates in some sort of family holiday tradition. These traditions offer the rare opportunity for families to put aside the hustle and bustle of everyday life to enjoy the holiday together. Unfortunately, traditions can also turn stale and boring, which over the years, you and your family don't seem to enjoy anymore. Yet, for one reason or another, many fear to break the tradition to keep from hurting someone's feelings or to avoid family conflict. Would you like to know which holiday activities your family truly enjoys? All you need to do is ask them. Turn this holiday from predictable to memorable in five simple steps.

Reflect:

Before the madness of the holiday season gets into full swing, take the time to reevaluate your holiday traditions not only for yourself but also for your family. Once you have finished your holiday dream exercise, which you can find HERE, take a few moments to create a list of all the holiday traditions that your family participates in.

Strategize:

With your holiday dream in hand, put on some holiday music and gather the family around for a meeting to discuss this year's upcoming holiday. During this meeting, share you holiday dream with them and ask them to honestly share what they liked or disliked about last year's holiday. WARNING, there may be some awkward moments of silence while family members give you strange looks while trying to comprehend what you just asked of them simply because they've never been asked for their opinion before. Once the shock wears off, slowly they will begin to warm up and you will witness their eyes light up with excitement as they share their holiday dreams with you as well.

You may be shocked to learn that for years your family may have only pretending to enjoy the routine traditions as a way to appease you. Traditions that were fun 5 years ago may not resonate to the family you have grown into today.

Simplify:

As a family, make a list of holiday traditions, which everyone agrees, should or could be eliminated.

Next, create a list of any new activities and festivities that you and your family would like to participate in this year.

It could be as simple as wanting to create a gingerbread house together to something more elaborate as traveling to Walt Disney World to enjoy the holidays. Yes, Disney World might not be in this year's budget but you can always plan it for next year.

Now take a moment to imagine the relief you will feel as you eliminate the stress out of trying to keep up with a tradition that you or your family have outgrown and don't enjoy anymore.

Relish The Season:

Together as a family, you can truly look forward to a holiday filled with only the traditions that have meaning to your family and be excited about new activities that will create lasting memories.

Create A New Tradition: Don't let this meeting be a one-time occurrence. Keep the holidays fresh and alive but turning this meeting into a new pre-holiday tradition. I'm sure this is one tradition no family member will ever get bored with.

How to Choose Christmas Gifts for the Family   How to Choose Christmas Gifts for the Family   

How To Protect Your Holiday Decorations From Spiders And Other Pests

Putting up holiday decorations and Christmas trees are usually fun family activities, however finding pests living among your decorations or in your tree is not. Many people do not even consider that the decorations they are storing in their attics or basements will get infested with pests like spiders, silverfish or mice. But in reality these decorations remain basically untouched for most of the year and are the perfect places for insects and rodents to hide in and remain unnoticed.

Preventing pests from making themselves comfortable in your holiday decorations usually comes down to having proper storage. Storing items in cardboard boxes is a bad idea because it is very easy for pests like mice and silverfish to break into them and cause damage to your favorite ornament or other decorations. The best way to store your decorations is in heavy-duty plastic air-tight containers. These are very difficult for pests to chew through and will keep your decorations safe and undamaged so they can be handed down to future generations. Along with proper storage containers you should also make sure that the area you are storing seasonal items in (attic, basement, garage or other storage area) is clean and well-organized. This will help to deter them from choosing the area as a hiding spot. If pest do try to make themselves at home, a clean well-organized space will help you to notice the signs of their presence sooner than later.

Many homeowners do not realize that items you bring into your home from the outside could also be an infestation source; Christmas trees and wreaths may also introduce pests into your house leading to serious pest control issues. Before bringing trees, wreaths or garlands inside you should always inspect for insects, especially spiders. Bring a flashlight with you and before cutting down the tree or purchasing it make sure that you do not see any obvious signs of insects, spiders, spider webs or egg clusters on the tree; if you do notice any you should probably continue searching for the perfect tree. Once you have found the perfect tree before bringing it inside your home you should give it a good shake to help dislodge any insects or eggs that are present and went unnoticed. If you only use your fireplace during the holiday season, also beware of pests lurking in your firewood. Woodpiles offer excellent havens for pests and so storing firewood inside is almost the equivalent to inviting pests inside. Never store wood inside; instead store several feet away from the house and up off the ground. When building a fire, only bring in the amount of logs you'll need.

If you do find yourself with a pest control problem don't let it ruin your holidays, contact a professional pest control company for quick effective help. Trained technicians will be able to come in and quickly determine the problem, eliminate it and put into place a prevention plan that will prevent future infestations. Contact the professionals today for detailed information on how to keep your holidays pest free!

How to Choose Christmas Gifts for the Family   How to Choose Christmas Gifts for the Family   

Types of Metal Used With Doors

Doors will require various hardware pieces in order to be complete. They can include various locksets, knobs, handles, hinges, and more. Each of these should be considered for your new door. The majority of the time, hinges and some kind of handle will be necessary in order to get the door to function. The rest is up to you - such as the type of lockset you want, as well as whether you would rather have a turning knob or a handle people can grasp. The other important part of door hardware is what kind of metal you should use.

Typically, door hardware is crafted with one of three metals: bronze, brass, or steel. Each of these will offer something different to your overall door design, as well as how they weather time and the elements.

Bronze is often presented in two possible finishes. The first is silicon bronze; this is an alloy of silicon, zinc, and copper. The other is white bronze, which is an alloy of nickel, zinc, manganese, and copper. Each finish gives the bronze a different look, so be sure to look at each if considering bronze for your hardware. Bronze can and will oxidize as time passes, which means it will change in color, sheen, and texture. Finishes can be protected, but overall the oxidation process cannot be stopped. Voice any of your concerns to your manufacturer.

Brass is the second popular metal used in handles, locksets, and so forth. It is an alloy of copper and zinc and does have the ability to tarnish. However, tarnishing can be slowed or even halted for an indefinite amount of time if the brass is given a lacquer coating. The coating seals out the exterior elements, which allows the brass to retain its original color and shine for a long, long time. Brass begins as a near-gold color, but will transform to a reddish color as it tarnishes. This red color can actually look rather stunning, provided the metal is not lacquered from the start.

The final metal that can be used is steel. It is not as popular as bronze or brass and, if not given the proper protection, it can rust and eventually fall apart. While this isn't as likely to happen in a home with regulated temperatures and moisture levels, if left to the elements outside, the process can be surprisingly rapid. However, if protected or indoors, steel provides an excellent look, with almost a rustic feel to it, which may be the ideal choice for your home.

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Publisher Vs Author?

For the longest time there was only one route for authors to get published, it wasn't an easy route as there have been many stories of manuscripts not being read and being returned was something that I have heard throughout my life. As Bob Dylan said "the times they are a changin".

Today it is possible to "publish" fairly easily, without having to submit work to a publisher, you can, do it yourself. Well from an ego point that is good. Ah but then how should you publish and how should you distribute?

The avenues are now growing, purely electronically? Should you do it in print? Do it yourself? Use an agency to help you self-publish? Do you write it all yourself or outsource some of the work? Use Amazon? The list is now becoming endless.

You should explore the options, the choice is yours. Do you want your book on the shelves or available on an electronic one?

The once god-like shine of the publisher as we have known it now has lost much of its radiance. There are some successful e-book authors who would denounce the once traditional methods. They would say that the publisher doesn't really support them, or care, the commission structure is low and they may go on to say they are outdated.

There are of course more lucrative and quicker options available and that is a golden carrot to a lot of authors. There are some very prolific authors that I personally know of, who can produce an e-book every other week; there are a few who can produce even quicker than that.

However there is still a romantic ideal of being published by one of the "big boys" and now those "big boys" have woken (or are waking) up to the notion that the author is actually their biggest asset. The experience that can be given to a new author is invaluable, to someone who is already established less so.

Would there come a time when a traditional publisher makes an approach to a successful e-book author? That is hard to imagine, but one thing that is changing is the usual stance of sitting in an office waiting for unknown authors to send in their work is rapidly becoming a thing of the past.

While all of this is great for debate there is one point that is paramount, book sales. You may have written your "magnum opus" but if no-one knows you have done it, well that's not good? There are many books and e-books that haven't sold a copy; this is the most important part of the process, surely?

Traditional publishers have a system of marketing a book, how much effort they put into a new author is debatable, for self-publishers, well they are on their own. They will need to get up to date about networking and using the most effective social media to try and achieve sales. It is not enough to swing wildly at creating an account with Facebook or Twitter and simply hoping for the best, the efforts need to be continuous and sustained.

Alongside this I am sure many of you will have seen many random WSO's and had strange emails from individuals telling you that they will (for a fee of course) guide you to Olympian size sales of your book if you follow their "well proven methods". I think if they were as good as their claims then they wouldn't need to 'cold email' you.

How best to engage the potential readership?

From a marketing aspect you have to have an idea of who your reader is likely to be, where they are located and how many times they need to see/know about your book before they buy?

Would an active discussion in a forum be better than having a website? There are a lot of marketers that swear by list building, could an agreement be reached with a successful author in asking him to mail his list with a recommendation about your book/e-book prove more successful, they will naturally want to be rewarded, maybe via a fee or an affiliate arrangement?

Traditional authors need to rethink how they 'serve' their authors, taking a look at the business through the eyes of a new author and how they might bring the expectation level expected to the fore, self-publishers need to find ways of marketing and generating sales, they can't just "Amazon" their e-book sit back and wait for the rewards to roll in. Could creating a collective be the answer perhaps?

Book sales are not always instant, sometimes various books can at certain times do great sales when "something" is triggered, like a book could be mentioned in a movie or program and thereby sparks sales.

A book may not sell much today, but books don't really go out of date, so gathering knowledge and crafting strategies could prove fruitful in the long run.

Only time will tell.

EBWB

Publisher Vs Author?   

Cross Selling Final Expense Leads

The cost of direct mail final expense leads will run anywhere from $300 to $600 per 1,000 pieces mailed. At this price it wouldn't take very long for an agent to go broke it he or she doesn't make sales. For years agents have mailed these leads to the low income individuals in hopes of receiving a high number of leads to be returned. The truth is, that the individuals who receive these mailers get the same mailer in some fashion on a weekly basis. Therefore the response rate for these types of leads is a measly 1% on average.

What about Medicare Supplements?

Many of these same individuals who receive these final expense lead cards also qualify for a medicare supplement. If you have an individual who is 65 or older, ask a question "who do you have your health insurance with"? Many individuals will tell you and also be interested to find out if they can get coverage for a lower price. Whether the prospect has a medicare supplement or a Medicare Advantage plan, it doesn't matter. Give them a quote. Many times you will be able to pull an extra sale out of the house to increase your profit margin.

What about a hospital indemnity plan?

Many seniors who have medicar advantage plans have no idea as to how they are going to pay the deductibles on these plans if they have a hospital stay. Show them a hospital indemnity plan that will pay these deductibles for them.

What about Dental Insurance?

This is a subject that doesn't come up very often but many seniors are interested in some sort of dental coverage.

What about Cancer insurance?

When cancer strikes, people need money! Even though Medicare and most medicare supplements will pick up the bulk of the medical bills, there are still expenses that aren't thought of such as travel and food expenses. Selling just one cancer plan per week can substantially increase your bottom line.

A Service?

Let me ask a question? Does the product that you cross sell have to be and insurance product or can it be a service? What if you could sell a free service that would result in referrals. I'm not talking about just a referral here and there, but rather a service that would get your clients to open up their address books and refer you to all of there friends and family members. Is it possible that such a service could exist. I do it every day of the week, and my lead cost are virtually nothing and your could be too! Find the right kind of service and use it to get referrals like never before. I offer a FREE REPORT on my website and you can optain your own copy by visiting and requesting it. Check out the Author's section for this information.

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Where Can I Get Direct Mail Final Expense Leads

Direct mail final expense leads will deliver a simple message directly related to funeral cost and/or the shortfalls of the current government death benefit of $255. These burial insurance leads can also focus on the fact that seniors who have life insurance coverage will be able to pass on tax-free income to their loved ones in the event of their death. The current cost of a funeral is much more than the $255 government benefit, so you will find that many seniors will respond inquiring about extra insurance to cover the difference in cost.

In most cases, you will send out 1000 mailers a week and receive between 15-20 leads back. This will make it so you can get out on the field and sell funeral insurance to these interested seniors. However, if you don't know how to sell final expense, you will definitely struggle to make sales so it's strongly advised that you get some sales training.

For those who don't already know this business, it's simple:

You will need your leads for final expense insurance, your GPS, your sales presentation, your insurance companies, a few applications, your rate sheets and your keys to your car. Most agents will try to do between 5-7 appointments a day, 3 days a week, starting at 10:30am and ending at 7pm. This is 3 full days of appointments, starting on Tuesday and ending on Thursday. If you are really aggressive, you will take either Monday, Friday or Saturday and visit the prospects that wouldn't answer the phone or who did not show up for your earlier appointment with them.

If you send out mailers regularly, they will build up and give you enough prospects to call each week, generating about 20 final expense appointments each week. However, this greatly depends on your ability to pre-set final expense insurance appointments over the phone. Most of us fail miserably at this, leaving us with a handful of leads and no one to see. If this is the case, you should consider hiring a company or an employ to do the appointments for you.

If your budget does not allow this, then you will need to just go knock on their door, show them the mailer and let them know you are there because they sent the card in. In most cases, they will remember or be reminded by seeing their own signature. At this point, you can ask to come in for a minute or make an appointment for the next day or so.

Once in the home, you just follow deliver your sales presentation and you will be on your way to a six figure income.

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Planning For Your Personal Effects

When we think of "assets" to consider during estate planning, we often think of cars and homes and our best diamonds.

But sometimes, the things that have the most value aren't really worth anything at all. In fact, it's a loved ones personal effects that often cause family disputes and how you plan for these effects can make all the difference in the world.

First and foremost, make a list of your various items owned by you. This will make the distribution process easier and help ensure that you don't overlook something by mistake.

Once you've got that list, give some careful consideration to the obvious heirlooms. They may not be antique per se, but leaving something as irreplaceable as your grandmother's quilt should be given some serious thought.

After you've got a rough idea of how you'd like to distribute your personal effects, talk to your loved ones. Ask them if there's a specific item that they'd really like to have. This can be an uncomfortable conversation at first because frankly, no one wants to talk about your death.

But if you explain how important it is to you, your family will typically come around. Invite some discussion because you'd be surprised at who wants what. In addition, it gives you the opportunity to see (in advance) if there's going to be some conflict over a particular belonging.

This is your chance to work things out with your family members - waiting until your Will is probated will be too late. Acting now gives you the ability to talk to your loved ones about your decisions and help them accept the idea of sharing your belongings with each other after you're gone.

This also helps avoid the free-for-all that often happens after a family member has died. All the surviving loved ones are looking for something to hold onto and the result is often a heated frenzy as family members scramble to find something of yours they can claim as their own.

It's not a pretty picture, but it's driven by grief and loss. Give them the comfort of knowing you've already set certain items aside and it can alleviate some of the urgency to claim a piece of your past.

Once you've decided how items will be distributed, mark your list accordingly and give it to your estate planning attorney to include in your Will or Trust. Be sure to update your list on a regular basis and should some of your heirs pass away, you'll want to redistribute that property accordingly.

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Three Cheers for Cheerleading

Cheerleading has been growing in popularity ever since undergraduate Johnny Campbell stood up at a football game and yelled "Rah, Rah, Rah..." one day in 1898. It has gained a lot of recognition and respect since its humble beginnings.

Cheerleading has many fascinating qualities. Being a cheerleader shows leadership abilities and positive attitudes. It is a great way to build self confidence. Cheerleaders work together as a team with no particular person standing out. The whole team works together to create the impression they give others.

Cheerleaders uses their cheers and chants combined with routines to reach out and grab the crowd's attention. They can take a boring game with little excitement and make it interesting and fun. They can add to the enthusiasm of a great game. Everyone expects cheerleaders to be on the sidelines of their favorite sport.

The use of gymnastics plays an important role in cheerleading. Combine this with song and dance and you have everyone's attention. At times cheerleading has been considered a dangerous activity, even though when compared to sports like football and basketball; far fewer injuries have been recorded. With all the safety guidelines that are in place today cheerleading has been able to overcome these worries.

Every cheerleading squad has a signature cheer that is specifically for their team. This is a tradition that will probably last as long as cheerleading itself will be with us. Most of the time it includes the name of the school or organization that the team is affiliated with.

All-star or competitive cheerleading can consist of a small or large group of men and women performing their best stunts and routines. They only have a few minutes to perform but what they can accomplish in that time can be quite amazing. Cheerleading is an exciting and fascinating profession.

Three Cheers for Cheerleading   Three Cheers for Cheerleading   

Indemnity Long Term Care Insurance, Is It For You?

What is indemnity long term care insurance? While LTC becomes a popular insurance option, it is still quite undeniable that a large percentage of Americans still don't have enough information about it. New buyers even existing policy holders experience confusion in understanding the existing various types of policies. Answer sites and health or insurance forums are also bombarded with questions on this, that is why we will try to answer that here and we will determine if it is right for you.

Defining Indemnity LTC

An indemnity policy is a type of insurance plan wherein the insured is paid the full daily benefit amount contingent. The advantage here lies in the fact that the insured can reclaim the benefits covered by his policy. If compared to other types of LTC plans, it is quite the same as the others in a way that it also requires qualifications or eligibility to receive benefits. But an additional pro is that this LTC plan allows the policy holder to have control of the money for his maximum allowable daily benefit amount. One can choose to use it on incurred expenses or save it up and there's no need to file a claim or submit receipts.

More Great Things About Indemnity LTC

While this is more expensive than a reimbursement policy, the advantages you can get from it are better than the latter. With it, a fixed daily, weekly, or monthly amount can be received by the insured not considering how much is the cost of your bill. An example would be, if your policy pays $400 a day but your in-home caregiver only costs $300, you can still get the maximum allowable daily benefit amount which is $400.

After comparing indemnity long term care insurance to reimbursement policy, it is time to differentiate indemnity from expense incurred. It is given that both terms point out the means policies handle the total amount of LTCI benefits. As mentioned earlier, indemnity pays a fixed amount while expense incurred will only reimburse a particular amount as discussed and decided during the acquisition of the policy.

Is It Right For You? Most agents and carriers will suggest this type of policy for those receiving care at home provided by family and friends. It is simpler as compared to others as there will be no need to track medical bills and approved caregivers.

However, it is also important to take note of its flaws. First, it is quite more expensive at offset. Second, is that it will not pay for more than the max benefit amount stated in the policy. If your limit is $5,000 and you went over it, you have to pay for the additional costs from out of your pocket.

You can seek the expertise and advice of agents, from your preferred insurance carriers, a financial planner or a lawyer, if an indemnity long term care insurance will work for you and provide your required coverage.

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Blogging Dos and Don'ts for Mompreneurs

One way mompreneurs can make money online is through blogging. This is quite simple, however, there are some do's and don'ts that should be considered most especially if you are a newbie. So, what are these dos' and don'ts? Read on.

Blogging Do's for Mompreneurs:

1. Do post consistently. Consistence is very important in many things and these include blogging. You have to post on a daily basis and this is very important if you are new to your business. Of course, by posting on a daily basis, you are also updating your readers. Readers would like to be updated daily so make sure that you post daily.

2. Do spread the news about your blog. Your blog would be useless if it will not have visitors, thus, the need to spread the news about it. You can inform people about your blog by using social media sites and other marketing strategies. You can also directly spread the news by messaging, calling or sending email messages to your friends, to your family members and other people.

3. Do make comments on your comments. This is a very important thing to keep in mind. Apart from making comments, you should also make sure that you make additional comments if needed. This only means that if a reader commented on your post, you should also provide your comment. This way, your readers will have something to anticipate. If you will not comment, readers will just ignore your blog mainly because they feel that you are ignoring them as well.

4. Do make comments on other's blogs. If a reader commented on your blog, spend some time to visit his/her site and then leave a comment as well. Of course, you can include links to your site.

5. Do make sure to subscribe to your blog.

Blogging Don'ts for Mompreneurs:

1. Don't put many advertisements on your blog. Limiting the ads on your blog is a great idea. Remember, people are visiting your blog because of the info that it offers and not because of the ads. Therefore, make sure to put relevant ads only.

2. Don't have autoplay music or video on your blog. At times, readers will be annoyed if they click a link and then suddenly, a music or video plays. Of course, if they are annoyed, they will never visit your blog again. Therefore, avoid putting such music or videos on your blog.

3. Don't post for the sake of posting. If you are to post, make sure that it is of high quality and informative.

4. Don't make use of spammy methods just to attract people to visit your site. Take things slowly and surely, you will be happy with the result.

5. Don't forget to include social media buttons in your blog. This is a great way of marketing your blog. If your readers find that your blog is informative, they can click and share the social media buttons that you have included in your blog, thus, increasing the number of your visitors.

These are just among the blogging do's and don'ts mompreneurs should remember.

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